Square is an electronic payment service that has apps for iOS and Android devices. Square was co-founded by Twitter creator Jack Dorsey and Jim McKelvey. To get it all you have to do is go to the App Store or Android App Market and search for Square. Once you have the app downloaded,  sign up and link it to your bank account. You should get your free square credit card reader within a week or two. Once you verify your bank account you can go ahead and start accepting cards by manually entering them until your reader arrives in the mail. I have been using square for almost a year now and it is a great service. Being a small business owner, I have dealt with several merchant services and the one thing they all have in common is huge contracts with a lot of fine print and sales reps that will lie and tell you anything to get you to sign up. Just to mention, I was misled by a company called Approval Payment Solutions that I used for a year or so and ended up switching to square since there is no obligation or monthly fees.

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Approval Payment Solutions charged me $7.50 a month for processing and their percentage for each credit card processed. I called them and told them that after my year with them was up, I would no longer need their services. They then jacked my rates up to $30 a month and threatened me with a $300 early cancellation fee and said I was locked in for 3 years!!! I encourage anyone looking to process credit cards or anyone even using credit card processing already to look into square, it could save you a lot of money. Try out square, its easy to setup and a great service all around. They are giving competition a run for their money. Save yourself from hidden fees, monthly charges, and termination fees! If you live near an Apple Store you can purchase a square card reader for $10 however they credit your account that $10 back by entering a code within the box of the square adapter.